Ady Simion
Coldwell Banker Residential Brokerage

Housing Market Update 2019

Is now a good moment for buyers and sellers to take action in the Real Estate Market? Is it better to wait or sell/buy now? Is a housing crash coming soon? Is today’s house market a normal market? What is going on with interest rates and house prices?

How to Pay Off Your Mortgage Faster

Listen to these simple payment strategies that you can easily follow because not everybody knows about. This could save you 5 years of payments and interest on your 30-year home loan mortgage. Genius!!!

How to use your Home Equity to move-up.

Over 50% of homeowners have more than 50% equity in their homes. Current market trends make this a great time to use your equity to move-up to the home of your dreams. Contact me to determine how much equity you have to put toward your next home.

Do You Know Your Credit Score?

Nowadays it is NOT necessary to have 780 to 800 Credit Score to buy a house (560 could be good enough). Also, there are loans that allow you to put down as low as 3% or even 0% with a Credit Score under 700. Call me today because you may be closer to your dream home than you think.

AMAZON enters Real Estate!

Did you hear the news? Amazon is entering the Real Estate Market. Let me tell you what is this all about.

PROP 60/90 Property Tax Transfer

𝗛𝗮𝘃𝗲 𝘆𝗼𝘂 𝗵𝗲𝗮𝗿𝗱 𝗮𝗯𝗼𝘂𝘁 𝗽𝗿𝗼𝗽 𝟲𝟬? This is a Constitutional TAX Initiative known as Prop 60/90 that allows citizens that are 55+ of age to transfer their 𝐨𝐥𝐝 𝐓𝐀𝐗 𝐫𝐚𝐭𝐞 from their current home to a replacement property if certain requirements are met. This could be for many a substantial 𝐓𝐀𝐗 𝐬𝐚𝐯𝐢𝐧𝐠! What do you need to qualify? Here I will go through a 𝐐𝐮𝐚𝐥𝐢𝐟𝐢𝐜𝐚𝐭𝐢𝐨𝐧 𝐂𝐡𝐞𝐜𝐤𝐥𝐢𝐬𝐭.

9 Key Negotiation Steps You Should Be Aware When Selling a Home by Yourself

Thinking about selling your house without a Real Estate Agent to save on the commission? Here are 9 key negotiations that you will face during the process of selling your home. Get ready!

 

How the Housing Market is Impacted by NATURAL DISASTERS

Natural Disasters are not something we like to think about even when we see them on TV happening all around the world every year! Be prepared with an emergency disaster plan and practice until it is second nature, it will minimize the damage and potential for injury in and around your home. Also natural disasters can impact the housing market and the value of your home. As prices have appreciated, it’s important to make sure that you have the proper coverage for your home. Contact me if you have more questions and/or you want to know the value of your home. 

Is It The Right Time Now To Buy a House?

You’ll make some pretty big purchases throughout your life; like a college education, your first car or that fancy wedding reception you always wanted. But none will be so emotional, semi-permanent and financially steep as buying your first house. Doing it now instead of waiting could save you thousands of dollars! Call me and let's get together to discuss your best options.

Difference Between REALTOR® and Real Estate Agent

Hire Smart!!! REALTOR® VS Real Estate Agent

People use the terms 𝐑𝐄𝐀𝐋𝐓𝐎𝐑® and 𝐑𝐞𝐚𝐥 𝐄𝐬𝐭𝐚𝐭𝐞 𝐀𝐠𝐞𝐧𝐭 interchangeably, but they are not really the same thing. Although both must be licensed to sell Real Estate, the main difference between them is that a REALTOR® works under a 𝘾𝙤𝙙𝙚 𝙤𝙛 𝙀𝙩𝙝𝙞𝙘𝙨 that makes his/hers real estate business practices much more restrictive and confining to conduct. REALTORS® are proudly part of the 𝑵𝒂𝒕𝒊𝒐𝒏𝒂𝒍 𝑨𝒔𝒔𝒐𝒄𝒊𝒂𝒕𝒊𝒐𝒏 𝒐𝒇 𝑹𝑬𝑨𝑳𝑻𝑶𝑹𝑺®, and have to pass a test on Code of Ethics regularly. They could be residential and commercial brokers, salespeople, property managers, etc. I hope this helps you when it is time to pick that Real Estate Professional that will make your dream home come true. 𝐌𝐚𝐤𝐞 𝐬𝐮𝐫𝐞 𝐭𝐨 𝐠𝐞𝐭 𝐚 𝐑𝐞𝐚𝐥𝐭𝐨𝐫®, “𝑩𝒆𝒄𝒂𝒖𝒔𝒆 𝒘𝒉𝒐 𝒚𝒐𝒖 𝒘𝒐𝒓𝒌 𝒘𝒊𝒕𝒉 𝒎𝒂𝒕𝒕𝒆𝒓𝒔”.

Home Sewer Line Inspections

Is there a beautiful tree in the front of the house that you are about to buy?

Be aware that the sewer line could be affected by root intrusion that ends up on clogging and pipe separation… this problem could be very expensive to fix depending on the location of the problem and the severity of it. Other common sewer line problems are holes, pooling, standing water and cracks. Let me show you how a Sewer Line Inspection is done.

You Don't Need 780 Credit Score to Buy a House

Don’t assume that you can’t buy a house just because your Credit Score is low or because you have no money saved for Down Payment. Nowadays it is NOT necessary to have 780 to 800 Credit Score to buy a house (560 could be good enough). Also, there are loans that allow you to put down as low as 3% or even 0% with a Credit Score under 700. Call me today because you may be closer to your dream home than you think.

Getting a Home Loan? Know the difference between Conventional, FHA and VA Loans

Before you contact a loan officer it is important to know which the most popular home loans are, what they can offer you and the difference between them. You could get a home with no Credit Score or with a down payment as low as 3%, with the best interest rates or without mortgage insurance (PMI). What is your priority?

Here are FIVE reasons listing your home for SALE this Spring makes sense

Every Spring, some homeowners decide to wait to list their homes for sale. Here are 5 reasons listing your home for sale this spring makes sense. When demand is strong and there is less competition the process of selling your house becomes quicker. What’s holding you back? Let's get together today to discuss how we can market your home this season!

Just Sold!!! Wow Properties for Sale.

JUST SOLD!!! Another beautiful property and a satisfied client. 😎 Nothing like having a good Realtor on your side. Home to sell? or Looking for your perfect home? I can help you. I do this everyday. Call me!!!

Check Out This 3 Tips For Making Your Dream Home A Reality!

Living within a budget will not only help you save money for a down payment on a home, but it will help you pay down other debts that might be holding you back. Automate your down payment savings, build your credit history and keep it clean and practice living on a budget. When you are ready let’s find that dream home together!!!

Home Renovations That Will Give You The Most Return of Investment

Whether you're selling your home, purchasing your first home, or you're a homeowner who's planning to stay put for a while and you are thinking about renovating but not sure if you will get the money back when you sell? Here are 4 top home renovations that will give you more than 95% return on investment (ROI).

Find out What’s the BEST MONTH and even the BEST WEEK of the year to list your HOME for SALE!

All home sellers are asking the same question. When is the best time of the year to put my home for sale? Let’s see based on trends in median listing prices, views per property, home price drops, median days on market, and number of listings on the market to determine the best month and even the week of the year that is the best time to list.

4 Reasons The Housing Market This Spring Is Better Than Last Year

The spring housing market is off to the races! The inventory of homes for sale is increasing, buyers are out in force, and interest rates have remained low, piquing the interest of buyers and sellers previously on the fence about making a move. If you're looking to buy or sell a home this year, now is a great time! Let's get together today to go over what is happening in the Spring Market and what it means for you.

Are Properties Selling Now? March MADNESS

The Listings and Sales boards in my office for March, Coldwell Banker Pasadena, Lots of properties in Escrow. That answers the big question... Is the Housing Market on Fire? Yes!!! MADNESS 😵

What is Home Equity? Home prices rising home equity. Now is a great time to use it!

As home prices have continued to rise across the country, so has home equity. Home equity is defined as a home current value minus any money still owed on it. If you're looking to sell your house and move up to your dream home, right now is a great time to use your equity to do so.

Watch out! These 7 Mistakes Could Get Your Home Loan Denied.

You are Pre-approved for a loan, you find your dream home, you made an offer and it is accepted! After you open escrow any of these 7 mistakes could get your home loan denied right at the end of the process. Don’t let a mistake push you backwards from making your dream come true.

What 𝐘𝐨𝐮 𝐖𝐢𝐥𝐥 𝐍𝐞𝐞𝐝 to Get a 𝐇𝐨𝐦𝐞 𝐋𝐨𝐚𝐧 Today. 𝐇𝐞𝐫𝐞 𝐚𝐫𝐞 𝐭𝐡𝐞 𝐛𝐚𝐬𝐢𝐜𝐬.

The 3 main things for getting a 𝐇𝐨𝐦𝐞 𝐋𝐨𝐚𝐧 are: Down payment, Income and Credit. 𝐇𝐞𝐫𝐞 𝐚𝐫𝐞 𝐭𝐡𝐞 𝐛𝐚𝐬𝐢𝐜𝐬.

What Do You 𝐇𝐚𝐯𝐞 𝐭𝐨 𝐀𝐬𝐤 a Listing Agent Before 𝐒𝐞𝐥𝐥𝐢𝐧𝐠 𝐘𝐨𝐮𝐫 𝐇𝐨𝐦𝐞? 🤔🏡💲📣

In today’s housing market there are 𝟰 𝗸𝗲𝘆 things you must know before putting your home for 𝗦𝗔𝗟𝗘. Having a realtor that can answer to those questions accurately will be crucial for a 𝐬𝐮𝐜𝐜𝐞𝐬𝐬𝐟𝐮𝐥 𝐒𝐀𝐋𝐄 in a competitive market.

1st Step to Buy a Home: Get Pre-approved Not Pre-qualified.

The first step in buying a new home is to go to a Bank or a Loan Broker to get a Pre-approval letter NOT a Pre-qualification letter. Knowing the difference between the two will save you time and it will put you on the perfect position for your house hunt.

Can you make offers on 𝙢𝙪𝙡𝙩𝙞𝙥𝙡𝙚 𝙝𝙤𝙪𝙨𝙚𝙨 𝙖𝙩 𝙩𝙝𝙚 𝙨𝙖𝙢𝙚 𝙩𝙞𝙢𝙚? Is this legal?

Is it legal and possible to make offers on 𝙢𝙪𝙡𝙩𝙞𝙥𝙡𝙚 𝙝𝙤𝙪𝙨𝙚𝙨 𝙖𝙩 𝙩𝙝𝙚 𝙨𝙖𝙢𝙚 𝙩𝙞𝙢𝙚 as a home buyer? YES, you can make as many offers as you want, and it is legal to do it. You should have multiple offers as a strategy over this competitive market. You might not get the one you like most but maybe you will get the second one you like most without losing time waiting for the first offer to be rejected or not.

Mortgage Rates Predictions 2019 / mortgage rates and home prices going up / mortgage rate forecast

Mortgage rates are predicted to go up along with home prices! If both predictions come true, buying a home will end up costing you significantly MORE the longer you wait. Now is the time to buy!

Zillow Study Revealed / 51% Homeowners Love Their Home / Do You?

A new study from Zillow revealed that 51% of homeowners plan to stay in their HOMES because they LOVE them. Are you part of the 49% who haven't found their forever home yet? Lets get together to find your DREAM HOME! ❤️

How to Fire Your Realtor / Change Your Realtor / Firing your Real Estate Agent

How to fire your Realtor? But you have a contract signed!!! Even if you are under an exclusivity contract you can still cancel it. Check the ways you can dismiss that agent that didn't do his/her job and didn't reach your expectations.

Selling Your Home Without an Agent to "Save Money". Top 5 Reasons You Shouldn’t (For Sale By Owner)

You can do it all by yourself, it is so easy and it will save you so much money in commissions! That is what some home owners think so here are the top 5 reasons why you should think twice before you FSBO.

5 Ways to Cancel Escrow and Get Your Deposit Back

Always read your contract and make sure you understand what your exit strategies are. Here are 5 ways to cancel escrow and get your deposit back. Contingencies. 📑💵🏠❌🔁💲

Buying a House? Why the 𝗙𝗶𝗿𝘀𝘁 𝗦𝘁𝗲𝗽 Should be Getting 𝗟𝗼𝗮𝗻 𝗣𝗿𝗲-𝗮𝗽𝗽𝗿𝗼𝘃𝗲𝗱

Why Getting a Loan Pre-approval Should Be Your First Step to Buy a Home. It tells you how much you can afford based on your income, down payment, type of home and credit. It will save you time and have you ready to pull the trigger when the opportunity for that dream home comes. Get ready for the house hunting. ☝️😉📄✅🏡